• Address ECOWAS Commission, PLOT 101 YAKUBU GOWON
    CRESCENT, ASOKORO, GARKI ABUJA – NIGERIA

  • Phone +234 706 3326 386

  • Email esmcu_admin@ecowas.int

Loans


We offer Normal and Special Loan at very attractive Repayment Rate. The loan is accessible within 48hrs once the required Terms and Conditions are met.

Mortgage Financing

We facilitate “Home Ownership” to our esteemed Members. River Park Estate Scheme & Kanma Home are currently on with 10years maximum repayment plan.

Online Account

We provide an online platform where you can access your account to know the status of your financial transactions with the Union.

Asset Financing

ESMCU Asset Financing Services is second to none. You own that asset now while you spread repayment over up to a maximum of 36 months.

who we are

ECOWAS Staff Mutual Credit Union was established in 1987 as a co-operative society owned by, and for the mutual benefits of the contributory staff members. Membership cuts across Staff from almost all ECOWAS institutions within the ECOWAS region. The Mutual Fund operates a contributory loan scheme whereby members are entitled to Medium Term loans up to several times equivalents of their savings as well as dividends on earned interest.

  • We encourage savings
  • We provide loans
  • We invest member's funds
  • We generate appreciable returns
  • We encourage savings
30

years and growing strong

Why Our Members Love Us

Fast Approval


All members’ applications are processed within a maximum of 48 hours upon submission (All things being equal).

Cheap Cost of Fund


Low Interest rate regime.

Dedicated Team


A Team of amiable, dedicated and well-motivated professionals manning the Secretariat of the Union. They ensure timely delivery of all products & services offered by the Union.

24/7 Support


Our Secretariat offer 24/7 friendly and reliable support / financial advice to all our esteemed members online & offline.

High Returns on Member’s Investments


Appreciable returns on member’s Contribution.

Frequently Asked Questions & Answers

What is ESMCU ?

ECOWAS Staff Mutual Credit Union was established in 1987 as a co-operative society owned by, and for the mutual benefits of the contributory staff members.

How can we help?

ECOWAS Staff Mutual Credit Union with over 700 members has grown as a vibrant social and economic support platform to her members. We can help you with different investment packages.

What is our goal?

To be able to meet all qualified applications for term loans from members within 48 hours. To become the foremost welfarist organization for catering for staff / member’s domestic needs without hassles. To metamorphosis into a viable & dependable micro finance institution within the ECOWAS framework.

Is there a registration fee?

Yes of course. This is withdrawn from source.

Can I contact admin staff anytime I have a queston?

Yes please. Our dedicated team is at your beck and call.

Our Executives

Latest News